MasterCard
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IC Savings has a credit card that’s right for you. Choose from the No Fee, Silver, Gold, Platinum, Student or Business card (see details below). Click here to apply online, or call us or drop by your nearest branch for an application.
CHOICE REWARDS Program
As a valued MasterCard cardholder, you can also earn CHOICE REWARDS and redeem them for merchandise and travel. Every time you use your CHOICE REWARDS MasterCard card for purchases, you collect reward points. And redeeming points is easy with our online catalogue and travel booking tool. For more information on CHOICE REWARDS and to see the full array of rewards available to you, click here.Credit Card Options
No Fee
- Receive CHOICE REWARDS at half the value (1 point per $2 spent)
- Grace period is 21 days
- No annual fee
- Credit limit: $1,000 - $35,000
- Interest rate is 19.99%
Silver
- Silver MasterCard gives you select features with a low annual fee of $24
- Enjoy the security of MasterPurchase (purchase protection and extended warranty) on most items purchased with your MasterCard
- The CHOICE REWARDS program earns you one point for every dollar spent using MasterCard
- Grace period is 21 days
- Credit limit: $2,500 - $35,000
- Interest rate is 19.49%
Gold
- Gold MasterCard offers you an outstanding set of features such as MasterRental, MasterTrip, MasterPurchase and Out of Country medical insurance
- Gold is the perfect card if you require the added protection of an extensive travel package
- Grace period is 21 days
- Annual fee is $96 plus $36 for a supplementary card (additional $24 for CHOICE REWARDS, includes a supplementary card)
- Interest rate is 19.49%
Low Fee Gold
- Enjoy Master Rental, MasterTrip and MasterPurchase.
- Grace period is 21 days
- Annual fee is just $35 plus $12 for a supplementary card (additional $24 for CHOICE REWARDS, includes a supplementary card)
- Credit limit: $2,500 - $35,000
- Interest rate is 19.49%
Platinum
- Platinum MasterCard offers a very attractive CHOICE REWARDS points acceleration program all its own (2 points per $1 spent)
- The travel rewards program is more valuable than other programs because you can select any airline, train, hotel or package trip, and no black out periods apply
- Enjoy MasterRental, MasterTrip, Out of Country medical insurance and more
- Grace period is 21 days
- Annual fee is $150
- Credit limit: $7,500 - $35,000
- Interest rate is 19.49%
Student
- If you are a student between 18 and 25 enrolled in a post-secondary institution, this MasterCard has everything you need
- This no-fee card has a credit limit range of $500 to $2,000
- Grace period is 21 days
- CHOICE REWARDS are available on this card for a $24 annual fee
- Interest rate is 19.49%
Business
- Businesses can enjoy the benefits of a MasterCard for corporate purchasing or employee expense accounts
- Earn a percentage of your monthly net retail transactions with the optional Cash Back feature
- $0 annual fee without Cash Back; $75 annual fee with Cash Back
- Introductory 3.99% interest rate on balance transfers
- Interest rate is 16.99%