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The rate of return you receive depends on where you save or invest your money and your savings goal. Below are examples of rates of return you could receive from different savings vehicles for different savings goals. These rates of return are estimates. For the current actual rate of return your money can earn, contact the financial institution (bank, credit union, mutual fund company, etc) where you plan to save or invest your money. Remember, rates of return are not guaranteed and will go up and down with changes in the stock market, interest rates, etc.

Investments with higher rates of return also have higher risk, which means the possibility that you might lose money is higher. These vehicles are most appropriate for longer term savings.

How much money total do you want to save? $
How much do you have saved already? $
What rate of return can your money earn? See below for examples. %
When do you want to reach your savings goal? yrs mths
 
Total amount you need to save each month to reach your goal. $



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