Personal loans

Looking to renovate your home? Want to establish a credit rating or consolidate outstanding debts? Need to max out your RRSP contribution? Whatever your need or dream, a personal loan from IC Savings could be right for you.

Key features

•    Repay all or part of the loan at any time, without penalty.
•    Make payments more often to cut interest costs, so you can save money.
•    Secure your loan to cut your interest rate and access a larger loan amount. (Personal loans may be granted without security, but a secured loan can reduce your interest rate.)

We specialize in flexibility

With a personal loan from IC Savings, you can:
•    choose a fixed or a variable interest rate
•    choose the frequency of your payments
•    set the term for repayment

We’ll structure the payments to fit your cash flow so that you can handle the debt comfortably

Come in to speak with a member of our experienced and knowledgeable branch teams today. We’re here to help.


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A human approach to granting credit

At IC Savings you’re not a just a customer, you’re a neighbour  — our neighbour. That’s why we take a more personal approach to granting loans, taking all of your circumstances into account rather than applying automated scoring models that treat you the same as the guy down the street.

We get to know you as a person, not just a number, and we promise to work harder to build the loan that works best for you.