Guaranteed investment certificates (GICs) are a secure way to invest your money. They are an attractive alternative not only for their security but also because they offer competitive interest rates, guaranteed for the full term.

Fixed-rate GICs, in particular, can be held by individuals in registered investment plans such as RRSPs, RRIFs and TFSAs.

Other benefits:

•    Flexible terms range from 30 days to five years.
•    Interest may be paid monthly, quarterly, semi-annually or annually.
•    A minimum investment of $500 is required.
•    GICs are insured up to $250,000 by Deposit Insurance Corporation of Ontario. For further information on deposit insurance, call DICO at 1-800-268-6653 or visit

Click here to see our current rates for GICs.


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