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Commercial Lending

Real estate-secured mortgages for purchases and refinances


Transaction types 

  • Purchases
  • Refinances for debt consolidation, equipment purchase, renovations or capital improvements or other investments
  • Construction loans

Flexible financing options 

For owner-occupied or investment properties; multi-unit residential; land for redevelopment; and mixed-use, industrial, office or retail properties.

  • Variable and Fixed Terms up to five years
  • Business Operating Lines
  • Interest Only Repositioning Loans


  • Amounts from $250,000 and up to $5,000,000 2
  • Up to 65% maximum LTV
  • 1% lender fee with attractive fee split
  • Amortization up to 25 years
  • Debt servicing: minimum 1.2:1

Our experienced team is ready with expert advice to move your file forward. Contact us today.


1 Includes retail plazas and ground-level units with street exposure. Exceptions include agricultural lands, gas stations, hospitality venues, hotels and built-for-purpose churches.
2 Amounts of $5 million can be syndicated.


Home Sweet Home

From BFS to blemished credit to immigrants who are new to Ontario, borrowers can benefit from mortgages that will get them into a home to call their own.