Not every client can easily be qualified. For those who are not, our business development and underwriting specialists work with mortgage brokers to offer custom alternative lending solutions that will help their clients. 

Our approach at IC Savings is simple and straightforward: we use a thoughtful process to guide our lending decisions.

We will take the time that’s needed to understand the underlying circumstances of an applicant's situation. Perhaps it’s bruised credit, or a significant life event that’s temporarily affected their finances. Maybe they are new immigrants with little to no credit history. In each and every case, we will take those individual circumstances into consideration, because not every aspect of an applicant’s story can be understood by an algorithm or an automated adjudication model, that ends up treating everyone the same. 

A trio of client stories

Learn how we review broker submissions and help borrowers reach their goals.