Not every client can easily be qualified. For those who are not, our business development and underwriting specialists work with mortgage brokers to offer custom alternative lending solutions that will help their clients.
Our approach at IC Savings is simple and straightforward: we use a thoughtful process to guide our lending decisions.
We will take the time that’s needed to understand the underlying circumstances of an applicant's situation. Perhaps it’s bruised credit, or a significant life event that’s temporarily affected their finances. Maybe they are new immigrants with little to no credit history. In each and every case, we will take those individual circumstances into consideration, because not every aspect of an applicant’s story can be understood by an algorithm or an automated adjudication model, that ends up treating everyone the same.
For more than 20 years, our team has put its vast experience and first-hand knowledge to work with hundreds of residential and commercial mortgage brokers across Ontario. We are ready to do the same for you.
Meet Sarah and Mike, self-employed homeowners who decided to keep an existing property as a rental and bought another home for their family.
Sayeed and Mika were looking to refinance their home and consolidate debt. Here's how we helped.