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Our Everyday Rates

Good news: TAKE 20 is here to stay. Take 20 bps
​off our posted base rates or add 20 to your finder fee. You choose.

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Residential Beacon 680+

 

TAKE 20 on Base Rate*

TAKE 20 on Finder Fee

Term Rate Lender Fee Finder Fee Base Rate Lender Fee Finder Fee
1 Year 5.65% 1% 50 bps 5.85% 1% 70 bps
2 Year 5.89% 1% 50 bps 6.09% 1% 70 bps
3 Year 5.95% 1% 50 bps 6.15% 1% 70 bps
3 Year 6.60% -- 75 bps 6.80% -- 95 bps

 

Residential Beacon 650 - 679

 

TAKE 20 on Base Rate*

TAKE 20 on Finder Fee

Term Rate Lender Fee Finder Fee Base Rate Lender Fee Finder Fee
1 Year 5.79% 1% 50 bps 5.99% 1% 70 bps
2 Year 6.04% 1% 50 bps 6.24% 1% 70 bps
3 Year 6.14% 1% 75 bps 6.34% 1% 95 bps
3 Year 6.84% -- 75 bps 7.04% -- 95 bps

 

Residential Beacon 580 - 649

 

TAKE 20 on Base Rate*

TAKE 20 on Finder Fee

Term Rate Lender Fee Finder Fee Base Rate Lender Fee Finder Fee
1 Year 5.99% 1% 50 bps 6.19% 1% 70 bps
2 Year 6.09% 1% 60 bps 6.39% 1% 80 bps
3 Year 6.39% 1% 80 bps 6.59% 1% 100 bps

 

Residential Beacon < 580

 

TAKE 20 on Base Rate*

TAKE 20 on Finder Fee

Term Rate Lender Fee Finder Fee Base Rate Lender Fee Finder Fee
1 Year 6.89% 1% 60 bps 7.09% 1% 80 bps
2 Year 6.99% 1% 70 bps 7.19% 1% 90 bps
3 Year 7.19% 1% 80 bps 7.39% 1% 100 bps

 

Fully Open Mortgage**

Term Rate (starting at) Lender Fee Finder Fee
1 Year 10.19% 2.00% 100 bps

 

 

Rental +0.25% to the posted rate. * Base rates effective July 15, 2022. Rates are subject to change at any time without notice. 

** No portion of TAKE 20 can be applied to Fully Open or Interest Only Mortgages.