Our Everyday Rates

Good news: TAKE 20 is here to stay. Take 20 bps
off our posted base rates or add 20 to your finder fee. You choose.

Residential Beacon 680+
	TAKE 20 on Base Rate*			TAKE 20 on Finder Fee
Term	Rate	Lender Fee	Finder Fee	Base Rate	Lender Fee	Finder Fee
1 Year	5.65%	1%	50 bps	5.85%	1%	70 bps
2 Year	5.89%	1%	50 bps	6.09%	1%	70 bps
3 Year	5.95%	1%	50 bps	6.15%	1%	70 bps
3 Year	6.60%	--	75 bps	6.80%	--	95 bps

Residential Beacon 650 - 679
	TAKE 20 on Base Rate*			TAKE 20 on Finder Fee
Term	Rate	Lender Fee	Finder Fee	Base Rate	Lender Fee	Finder Fee
1 Year	5.79%	1%	50 bps	5.99%	1%	70 bps
2 Year	6.04%	1%	50 bps	6.24%	1%	70 bps
3 Year	6.14%	1%	75 bps	6.34%	1%	95 bps
3 Year	6.84%	--	75 bps	7.04%	--	95 bps

Residential Beacon 580 - 649
	TAKE 20 on Base Rate*			TAKE 20 on Finder Fee
Term	Rate	Lender Fee	Finder Fee	Base Rate	Lender Fee	Finder Fee
1 Year	5.99%	1%	50 bps	6.19%	1%	70 bps
2 Year	6.09%	1%	60 bps	6.39%	1%	80 bps
3 Year	6.39%	1%	80 bps	6.59%	1%	100 bps

Residential Beacon < 580
	TAKE 20 on Base Rate*			TAKE 20 on Finder Fee
Term	Rate	Lender Fee	Finder Fee	Base Rate	Lender Fee	Finder Fee
1 Year	6.89%	1%	60 bps	7.09%	1%	80 bps
2 Year	6.99%	1%	70 bps	7.19%	1%	90 bps
3 Year	7.19%	1%	80 bps	7.39%	1%	100 bps

Fully Open Mortgage**
Term	Rate (starting at)	Lender Fee	Finder Fee
1 Year	10.19%	2.00%	100 bps

Rental +0.25% to the posted rate. * Base rates effective July 15, 2022. Rates are subject to change at any time without notice.

** No portion of TAKE 20 can be applied to Fully Open or Interest Only Mortgages.