Helping borrowers reach their dream of
Alternative Mortgage Program
Choose from a variety of flexible lending solutions, each designed with the needs of your clients in mind. From amortization and rate holds to maximum LTVs and debt servicing, everything you need to know about this program is listed in this handy primer. Download now.
P.S. For those especially difficult files, give us a call. We love a challenge.
Term Reverse Mortgage
When there's a change in household income later in life, it can become challenging for a homeowner to make their mortgage payments. By accessing their home equity, this solution can provide payment relief when there's a defined exit strategy.
Payment Pause Mortgage
When there's a clearly defined exit plan, eligible borrowers in need of payment relief get it for one full year with this mortgage solution.
Net Worth Mortgage
An alternative option for retirees, entrepreneurs and investors, our Net Worth Mortgage recognizes that not all income streams are traditional or straightforward. It is ideal for clients with complex or non-traditional income streams.
Payment Hold-Back Mortgage
For the client who is self-employed and can’t prove their income in the traditional manner, this solution increases their chances of securing a traditional mortgage.
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Open Mortgages
For clients who need a short-term solution, or the flexibility to allow for an early payout.
Flat Fee or No Fee Mortgages
Two options for those clients who are fee-sensitive. If needed, brokers can reach out to their underwriter at the time of approval for customized pricing.
