Residential mortgages

Purchasing a home is one of the most significant investments that many people will ever make in their lifetime. We promise to make the experience a pleasant one.

At IC Savings we offer flexible solutions to our members who want to buy or refinance a home. For everything from single-family dwellings to condominiums and investment properties, we provide tailored financing for many property types and for a wide spectrum of borrowers, while offering one of the lowest interest rate programs in the industry.

•    Whether it's a first or second mortgage, we’re there to help you realize your goals.
•    Let us show how you can pay off your mortgage sooner.
•    Let us look after your refinancing needs, whether it’s combining existing first and second mortgages, reducing monthly payments, or consolidating high-interest debts.

Come in to speak with a member of our experienced and knowledgeable branch teams today. We’re here to help.

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A human approach to granting credit

At IC Savings you’re not a just a customer, you’re a neighbour — our neighbour. That’s why we take a more personal approach to granting loans, taking all of your circumstances into account rather than applying automated scoring models that treat you the same as the guy down the street. 

We get to know you as a person, not just a number, and we promise to work harder to build the residential mortgage that works best for you.