A human approach to granting credit
At IC Savings we take a more personal approach to granting loans, considering all of your individual circumstances, rather than applying automated scoring models that treat everybody the same. We use a thoughtful process to guide our lending decisions. Know that we will take the time to listen to you and build out a loan that is in your best interest.
Select Image
Personal Loan
Overview
Get the funds you need now, and handle debt comfortably. Payments can be structured to suit your cash flow.
Key Features
-
Repay all or part of the loan any time, without penalty.
-
Save money by making payments more often to cut interest costs.
-
Secures loans can access a better interest rate and larger loan amounts.
-
Choose fixed or variable interest rate.
-
Choose your payment frequency.
-
Set the term for repayment.
Talk to one of our experienced team members. We’ll guide you through each step of the borrowing process.
Our loan calculator will crunch the numbers to estimate your payments, determine when you'll be paid off and more.
Save more with no-fee 3.9% balance transfers
Transfer balances to your IC Savings Visa* credit card at this special transfer rate for six months. Bonus: you won't pay a transfer fee! On for a limited time, conditions apply.
