For those who do good for all of our benefit
We are proud to support associations, clubs and registered not-for-profit and charitable organizations that work to strengthen our communities and neighbourhoods.
We are proud to support associations, clubs and registered not-for-profit and charitable organizations that work to strengthen our communities and neighbourhoods.
Low to no banking fees
Earn one free debit transaction, whether cheques, pre-authorized payments or point of sale, for every $500 of your lowest balance of each month.
Offering tiered interest rates on deposits
Tiered rates on balances of more than $5,000.
Enhanced Small Business banking platform
Assign authorities to staff to initiate payments, saving time and streamlining administration.
Monthly Fee | None |
Minimum Balance Required | None |
Credit transactions | |
Deposit Anywhere™ – Directly deposit cheques using a mobile device1 | Free |
Interac e-Transfer® – Receive money from a Canadian bank account | Free |
Deposits made in branch or at an IC Savings ATM and electronic funds deposits 2,3 | Free |
Debit transactions | |
Withdrawals made in branch or at an IC Savings/ding free ATM and transfers between IC Savings accounts 3,4,5 | Free |
Interac e-Transfer® – Send money to a Canadian bank account | $1.50 each |
Withdrawals at non-ding free/other FI ATMs within Canada | $1.50 each 6 |
Withdrawals at ATMs outside Canada (On Accel or Cirrus networks) | $3.00 each |
Cheques and pre-authorized payments | 1 free transaction for every $500 of lowest monthly balance; then $0.75 each thereafter.7 |
Point-of-sale (POS) purchases | 1 free transaction for every $500 of lowest monthly balance; then $0.60 each thereafter.8 |
In-branch bill payments | $1.00 |
Self-serve bill payments 9 | Free |
Monthly Account Statements | |
Electronic copy with cheques image(s), front only | Free 10 |
Print copy with cheques image(s), front only, mailed | Free 10 |
Click here for more information about all other account services and related fees.
Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA). Learn more.
© IC SAVINGS All rights reserved.
© IC SAVINGS All rights reserved.