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RDSP

Create a nest egg with an RDSP

A tax-sheltered government plan, the Registered Disability Savings Plan is designed to help Canadians with disabilities prepare for their future. Save up to a maximum of $200,000.

Contact us to open

 

Benefit from the savings power of an RDSP

 

Grow your money faster – Savings grow tax-free until withdrawn, so interested is compounded faster.

Anyone can contribute – Whether friends or family, anyone can add savings to an RDSP, and contributions are tax deductible.

Control your future – Once an RDSP beneficiary reaches the age of majority, they become the legal holder of the account.

Benefit from government support – Grow your savings with the federal government’s matching grants, and for low- to mid-income individuals, the bonds.

Hold a number of investments – Qualified investments such as term deposits, investment savings accounts, stocks and mutual funds can be held in your RDSP.

 

About deposit protection

Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA).

 
Free Info Session: All About the RDSP

Mike Ivkovic, Regional Manager, Wealth Management at IC Savings, will explain how to open an RDSP and access the federal government's matching grants, and for low- and modest-income individuals, the bonds during this session.

Friday, November 8, 2024, from 1pm to 2pm

  • Aviv Immigrant Kitchen, 779 St. Clair Avenue West at Arlington
  • Register via Eventbrite or call us at (647) 504-0637. *

Thursday, November 14, from 3pm to 4pm

  • Little Italy Branch, 640 College St. at Grace
  • To register, call (416) 530-4007. *

Unable to attend?
We will host other sessions in the future. Call your branch team to let us know of your interest.

*Space is limited.

 
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We can help provide security and peace of mind to people living with a disability. Let us answer all your questions.

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How much will I save?

Use our RDSP Calculator to estimate how much annual income you can rely on from your disability savings, and how government grants will contribute.