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Get the card you need for the life you lead

We know credit cards aren't a "one size fits all" which is why we offer a full suite of personal credit cards. Choose the one that works best for you.

What type of card do you need?

IC Savings Visa* Infinite

Reward yourself with exclusive privileges with the credit card that builds elite-level rewards and offers generous benefits.

  • Zero Liability Fraud Protection
  • Earn FlexRewards
  • Purchase Protection & Extended Warranty
  • Visa Infinite Benefits
  • Annual Fee: $120 
  • Interest Rate: 19.90% 
  • Learn more

IC Savings Travel Rewards Visa* Gold

Pair valuable reward points with important travel privileges to help protect you and your belongings as you experience the world. 

  • Zero Liability Fraud Protection
  • Earn FlexRewards
  • Auto Rental Collision/Loss Insurance
  • Purchase Protection & Extended Warranty
  • Visa Benefits
  • Annual Fee: $99
  • Interest Rate: 19.90%
  • Learn more

IC Savings Cash Back Visa*

Earn cash back for making the purchases that you already make. It's an easy way to put extra money back in your wallet. It doesn't get easier. 

  • Zero Liability Fraud Protection
  • Earn Cash Rewards
  • Purchase Protection & Extended Warranty
  • Mobile Device Insurance
  • Visa Benefits
  • Annual Fee: $0 
  • Interest Rate: 19.90% 
  • Learn More

IC Savings Centra Visa* Gold

Earn generous reward points while you keep more money in your wallet with this card's low fees and low interest rate.

  • Zero Liability Fraud Protection
  • Earn FlexRewards
  • Auto Rental Collision/Loss Insurance
  • Visa Benefits
  • Annual Fee: $0 
  • Interest Rate: 9.90% 
  • Learn more

IC Savings Visa* Classic

The Visa Classic Card keeps everything easy: a low annual fee, a low interest rate and basic purchase protection. The only decision you'll need to make is what to buy.

  • Zero Liability Fraud Protection
  • Purchase Protection & Extended Warranty
  • Mobile Device Insurance
  • Visa Benefits
  • Annual Fee: $30 
  • Interest Rate (Purchases): 11.90% Fixed
  • Learn More

IC Savings FlexRate Visa*

With a credit line and interest rate customized to benefit your financial well-being and a wide-ranging rewards program, this credit card gives you maximum flexibility for your lifestyle. You’ll earn reward points with every purchase, and you’ll have a variety of options for redeeming your points.

  • Zero Liability Fraud Protection
  • Earn FlexRewards
  • Purchase Protection & Extended Warranty
  • Mobile Device Insurance
  • Visa Benefits
  • Annual Fee: $40 
  • Interest Rate (Variable): Prime Rate* + 6.9% to 15.9% purchases and cash advance
  • Learn More

IC Savings Student Visa*

Put yourself on the road to a strong financial future with this credit card that brings you low fees while you build your credit history. 

  • Zero Liability Fraud Protection
  • Purchase Protection & Extended Warranty
  • Mobile Device Insurance
  • Visa Benefits
  • Annual Fee: $0 
  • Interest Rate: 11.90% 
  • Learn More

IC Savings US Dollar Visa*

Carry the card that's as rewarding as your US travel. The US Dollar Visa* Card is your key to earning the privileges you deserve whenever you go to the United States or shop online with a US company. Because there are no foreign transaction fees for US purchases, this is the perfect card when you travel or shop in the US.


  • Zero Liability Fraud Protection
  • Earn FlexRewards
  • Auto Rental Collision/Loss Insurance
  • Purchase Protection & Extended Warranty
  • Visa Benefits
  • Annual Fee: $50 USD
  • Interest Rate (Purchases): 19.90% Fixed
  • Learn More

The Visa US Dollar Card requires a US personal chequing account.

Benefits of your membership

You first

Products and advice
that are right for you.

24/7 banking

Online, by mobile
​or at ATMs

Deposit insurance

Eligible Canadian dollar
​deposits are protected.

Doing good

We put our profits back in the community. That's banking with a higher purpose.

One account to handle it all

Save, bank and borrow from one single place. Our perfect banking account, when combined with a flexible line of credit, becomes a powerful borrowing solution.

Terms and Conditions

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.