Prime Rate
Effective 12 December 2024
Personal Accounts
| Perfetto. – For the balance up to $500,000 |
0.45% |
| Perfetto. – On the portion of the balance above $500,000 |
0.05% |
| Euro Savings Account |
0.05% |
Interest is not paid on our US Dollar Chequing Account.
Business Accounts
| Business Operating Account |
0.00% |
| Business Savings+ |
0.35% |
| Community (Chequing) Account – For the balance up to $5,000 |
0.00% |
| Community (Chequing) Account – On the portion of the balance between $5,000.01 and $50,000 |
0.10% |
| Community (Chequing) Account – On the portion of the balance above $50,000 |
0.20% |
Interest is not paid on our foreign (euro, USD) currency business accounts.
Guaranteed Investment Certificates, Registered*
| 1 year |
3.00% |
| 18 months |
2.95% |
| 2 years |
2.85% |
| 3 years |
2.85% |
| 4 years |
2.80% |
| 5 years |
2.75% |
* Non-redeemable. Includes FHSA, RDSP, RESP, RRIF, RRSP and TFSA.
Guaranteed Investment Certificates, Non‑Registered*
| 1 year |
3.00% |
| 18 months |
2.95% |
| 2 years |
2.85% |
| 3 years |
2.85% |
| 4 years |
2.80% |
| 5 years |
2.75% |
* Non-redeemable.
Guaranteed Investment Certificates, Short-Term Redeemable
| 30 days |
0.00% |
| 60 days |
0.00% |
| 90 days |
0.00% |
| 180 days |
2.00% |
| 270 days |
2.25% |
| 1 year |
2.50% |
Guaranteed Investment Certificates, Short-Term Non‑Redeemable
| 30 days |
0.40% |
| 60 days |
0.55% |
| 90 days |
0.65% |
| 180 days |
2.25% |
| 270 days |
2.30% |
Term Deposits, US Dollars *
| 30 days |
0.05% |
| 60 days |
0.05% |
| 90 days |
0.05% |
| 180 days |
0.10% |
| 270 days |
0.05% |
* Minimum of $10,000 USD
Term Deposits, Euros *
* Minimum of €10,000
Mortgages – Closed*
| 6 months |
6.75% |
| 1 year |
6.29% |
| 2 years |
5.59% |
| 3 years |
4.79% |
| 4 years |
4.64% |
| 5 years |
4.64% |
* Subject to approval of fully qualified loans
Mortgages – Variable, Open
| 5-year Variable Closed |
6.20% |
| 6-month Open |
9.10% |
| 1-year Open |
9.60% |
Legacy Accounts
Please note that these accounts are no longer being opened.
| Fat Cat, Youth Savings Account |
0.45% |
| Headstart, Youth Banking Account |
0.25% |
| Investment Savings Account |
0.45% |
| Maximizer, Chequing Account |
0.00% |
| Maximizer Plus, Chequing Account – For the balance up to $300,000 |
0.45% |
| Maximizer Plus – For the portion of the balance above $300,000 |
0.00% |
| Savings Plus – For the balance up to $500,000 |
0.45% |
| Savings Plus – For the portion of the balance above $500,000 |
0.05% |
* Subject to approval of fully qualified loans.
