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Rates

Current rates for our accounts and products are listed below. While all are per annum (p.a.), please refer to the specific product page to understand how we calculate the applicable interest, or contact any one of our branches for more details. Rates are subject to change without notice.


Prime Rate (Effective March 30, 2020)


Prime Lending Rate
2.45%


Personal Bank Accounts (Effective June 1, 2020)


Perfetto., Our Savings-Spend Account - For Balances up to $500,000
1.25%
Perfetto. - For the portion of the balance above $500,000
0.50%





Guaranteed Investment Certificates* (effective July 6, 2020)


1 Year
1.25%
18 month
1.45%
2 Year
1.35%
3 Year
1.55%
4 Year
1.60%
5 Year
1.65%
*This also includes registered products.


Term Deposits: Non-redeemable (effective june 12, 2020)


30 days
0.60%
60 days
0.70%
90 days
0.75%
180 days
0.80%
270 days
1.25%


Lines of Credit (effective june 1, 2020)


Home Equity
2.95%


Mortgages - Closed (effective march 25, 2020)


6-Month Closed
4.25%
1-Year Closed
3.29%
2-Year Closed
3.39%
3-Year Closed
3.44%
4-Year Closed
3.49%
5-Year Closed
3.49%


Mortgages - Variable, Open, Convertible (effective march 25, 2020)


Variable
3.45%
6-Month Open
6.75%
1-Year Open
6.75%


Legacy Accounts (Effective June 1, 2020)

Please note that these personal accounts are no longer being offered.


Investment Savings Account
1.25%
Maximizer, Chequing Account
0%
Fat Cat, Youth Savings Account
1.25%
Headstart, Youth Account
0.50%