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Current Rates

 

To understand how we calculate the applicable interest, please refer to the specific product page or contact us for more details. Rates are per annum (p.a.) and are subject to change without notice. 

 

Prime Rate

 

Prime Lending Rate (Effective 07 June 2024)
6.95%

 

PERSONAL accounts

 

Perfetto. - For the balance up to $500,000
0.45%
Perfetto. - On the portion of the balance above $500,000
0.05%
Interest is not paid on our foreign (euro, USD) currency personal accounts.
 

 

Business accounts

 

Business Operating Account
0.00%
Business Savings+ 
0.35%
Community (Chequing) Account - For the balance up to $5,000
0.00%
Community (Chequing) Account - On the portion of the balance between $5,000.01 and $50,000
0.10%
Community (Chequing) Account - On the portion of the balance above $50,000
0.20%
Interest is not paid on our foreign (euro, USD) currency business accounts.
 

 

Guaranteed Investment Certificates, Registered*

 

1 year
4.75%
18 months
4.50%
2 years
4.35%
3 years
4.15%
4 years
4.15%
5 years
4.15%
*Non-redeemable. Includes RDSP, RESP, RRIF, RRSP and TFSA
 

 

Guaranteed Investment Certificates,
Non-registered*

 

1 year
4.75%
18 months
4.50%
2 years
4.35%
3 years
4.15%
4 years
4.15%
5 years
4.15%
* Non-redeemable.
 

Term Deposits: Non-redeemable

 

30 days
0.50%
60 days
0.65%
90 days
0.75%
180 days
0.80%
270 days
2.50%

 

Term Deposits: US DOLLARS*

 

30 days
0.05%
60 days
0.05%
90 days
0.05%
180 days
0.10%
270 days
0.15%
*Minimum of $10,000 USD
 

 

Term Deposits: EUROS*

 

90 days
0.10%
*Minimum of 10,000 euros
 

 

Lines of Credit

 

Home Equity
7.45%

 

Mortgages - Closed*

 

6 months
8.25%
1 year
6.89%
2 years
6.19%
3 years
5.44%
4 years
5.29%
5 years
5.34%

* Subject to approval of fully qualified loans

Mortgages - Variable, Open

 

5-year Variable Closed
6.95%
6-month Open
9.35%
1-year Open
9.85%

 

Legacy Accounts

Please note that these accounts are no longer being opened.

 

Fat Cat, Youth Savings Account
0.45%
Headstart, Youth Banking Account
0.25%
Investment Savings Account
0.45%
Maximizer, Chequing Account
0.00%
Maximizer Plus, Chequing Account – For the balance up to $300,000
0.45%
Maximizer Plus – For the portion of the balance above $300,000 
0.00%
Savings Plus – For the balance up to $500,000 
0.45%
Savings Plus – For the portion of the balance above $500,000 
0.05%