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​U.S. Personal Account

Enjoy the flexibility of this chequing account. With it, wires are received in US dollars (USD) and funds will be held in USD without converting to Canadian dollars.

Contact your preferred branch to open this account.

The Stature of Liberty, a national monument on Ellis Island, NY.

Key Features


Save money
Hold balances in USD and avoid conversion costs.

Easy transfers
Move funds between your Canadian and U.S. accounts at IC Savings.  

Easy withdrawals when travelling
When travelling in the US, withdraw cash from ATMs on THE EXCHANGE® network using your Member Card® debit card. Just look for the Accel network logo.


Everyday Account Transactions & Fees

Monthly Account Fee  None
Required Minimum Balance None
Credit Transactions – Unlimited in-branch and electronic funds deposits Free
Debit Transactions –  Unlimited in-branch withdrawals Free
Debit Transactions – Cheques drawn on account $0.75 US each
Debit Transactions Electronic funds debits (pre-authorized payments) $0.75 US each
Transfers – Between Canadian and U.S. dollar accounts at IC Savings Free
Monthly eStatement Free
Monthly statement - Printed and mailed Free

Click here for more information about all other account services and related fees.


Terms and Conditions

1  THE EXCHANGE® is a registered trademark licensed for use in Canada by Ficanex Service Limited Partnership.

2 Member Card® is a registered certification mark owned by Credit Union Central of Canada, and is used under license.

3 Depending upon the ATM, the transaction may be surcharge-free. Otherwise, $3/transaction.