Perfetto.​®, Our Do-It-All Acount

Ready to handle it all, our signature account combines a high interest savings rate with the conveniences of a chequing account – with no account or day-to-day transaction fees. So, keep your money in one place to save and spend as you need to. Now that’s perfect banking.®

And if you like the ease and simplicity of managing all your deposits, transactions and borrowing from a single place, there’s a line of credit that can be used. Learn how to add borrowing to your Perfetto.  account here.

Shopping in the neighbourhood on a Saturday morning.

Key Features

Earn high interest
Enjoy a daily interest savings rate of 0.45% per annum. 1

Start small
No minimum daily closing balance.

Snap to deposit
With Deposit Anywhere™, deposit a cheque using your smartphone.

Enjoy unlimited day-to-day transactions
Free deposits, Interac e-Transfer transactions, transfers and withdrawals such as bill payments and point-of-sale purchases. 2

Borrow what you need 
Line of credit available. 3 4

Deposit insurance coverage
Insurable non-registered Canadian dollar deposits are covered up to $250,000.

Benefits you can enjoy all the time

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 Deposit Protection 

Learn how FSRA deposit insurance protects your savings.

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Bank ding free

Pay no surcharge fees at participating ATMs. Learn more

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Bank 24/7

Online, mobile or at ATMs

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Visit Us

Personal service & advice with complimentary espresso.

Account Fees

Monthly Fee None
Deposit Anywhere™ – Deposit cheques directly using a mobile deviceFree
Credit transactions –  Deposits made in branch, by electronic fund transfer (EFT) or at one of our ATMs
Debit transactions – Personal cheques, withdrawals6 and transfers7Free
Purchases – Debit or point-of-sale (POS) transactionsFree
Interac  e-Transfer® – Send money to another Canadian bank accountFree
Interac e-Transfer® – Receive money from another Canadian bank accountFree
Monthly eStatementFree
Monthly statement - Printed and mailedFree

Click here for more information about all other account services and related fees.

Terms and Conditions

1 Interest calculated daily and paid monthly. Rate, as advertised, for personal accounts up to $500,000 CDN. The portion of the balance above $500,000 will earn 0.05% p.a..

Defined as credit transactions, including deposits made in branch, by electronic fund transfer (EFT), at one of our ATMs or with Deposit Anywhere™, our mobile cheque deposit service; and debit transactions, including personal cheques, withdrawals made in branch, by EFT or at one of our ATMs; and transfers made in branch, online or at one of our ATMs.

Subject to the standard qualification process.

4 Interest is calculated daily on the amount drawn.

5 Credit transactions, including deposits made in branch, by EFT or at one of our ATMs.

6 Withdrawals made in branch, by EFT or at one of our ATMs.

7 Transfers made in branch, online or at one of our ATMs.

Member Card® is a registered certification mark owned by Credit Union Central of Canada, and is used under license.

THE EXCHANGE® is a registered trademark licensed for use in Canada by Ficanex Service Limited Partnership.