You’ve come to the right place. Our do-it-all account combines a high interest savings rate with the conveniences of a chequing account – with no account or day-to-day transaction fees. So, keep your money in one place to save and spend as you need to. Now that’s perfect banking.®
And if you like the ease and simplicity that comes from managing all your deposits, transactions and even borrowing from a single place, there’s a line of credit that can be used. Learn how to add borrowing to your Perfetto. account here.
Earn high interest
Enjoy a daily interest savings rate of 1.25% per annum. 1
No minimum daily closing balance.
Snap to deposit
With Deposit Anywhere™, deposit a cheque using your smartphone.
Enjoy unlimited day-to-day transactions
Free deposits, Interac e-Transfer transactions, transfers and withdrawals such as bill payments and point-of-sale purchases. 2
Borrow what you need
Line of credit available. 3 4
Deposit insurance coverage
Insurable non-registered Canadian dollar deposits are covered up to $250,000.
Benefits you can enjoy all the time
|Deposit Anywhere™ – Deposit cheques directly using a mobile device||Free|
|Credit transactions – Deposits made in branch, by electronic fund transfer (EFT) or at one of our ATMs||Free|
|Debit transactions – Personal cheques, withdrawals6 and transfers7||Free|
|Purchases – Debit or point-of-sale (POS) transactions||Free|
|Interac e-Transfer® – Send money to another Canadian bank account||Free|
|Interac e-Transfer® – Receive money from another Canadian bank account||Free|
|Monthly statement - Printed and mailed||Free|
Click here for more information about all other account services and related fees.
Terms and Conditions
1 Interest calculated daily and paid monthly. Rate, as advertised, for personal accounts up to $500,000 CDN. Portion of balance above $500,000 will earn 0.50% p.a..
2 Defined as credit transactions, including deposits made in branch, by electronic fund transfer (EFT), at one of our ATMs or with Deposit Anywhere™, our mobile cheque deposit service; and debit transactions, including personal cheques, withdrawals made in branch, by EFT or at one of our ATMs; and transfers made in branch, online or at one of our ATMs.
3 Subject to the standard qualification process.
4 Interest is calculated daily on the amount drawn.
5 Credit transactions, including deposits made in branch, by EFT or at one of our ATMs.
6 Withdrawals made in branch, by EFT or at one of our ATMs.
7 Transfers made in branch, online or at one of our ATMs.
Member Card® is a registered certification mark owned by Credit Union Central of Canada, and is used under license.
THE EXCHANGE® is a registered trademark licensed for use in Canada by Ficanex Service Limited Partnership.