​Business Savings +

Our high-interest savings account works hard for businesses like yours. Earn a premium annual rate on your deposits, and always count on us for expert advice and exceptional service.

Key Features

Earn high interest
Daily interest savings rate: 0.75% p.a.

Start small 
No minimum daily balance required.

Unlimited deposits and withdrawals
In-branch or using Deposit Anywhere™.

Keep a record 
Detailed monthly statement or passbook.

Account Features & Rates

Monthly Fee None
Deposit Anywhere™– Directly deposit cheques using a mobile device4Free
Credit transactions –  Self-serve5, in branch and electronic fund depositsFree
Debit transactions – Withdrawals, made in branch, at IC Savings/ding free6 ATMs7 and transfers between IC Savings accountsFree
Debit transactions – Withdrawals at non-ding free/other FI ATMs within Canada$1.50 each
Debit transactions – Withdrawals at ATMs outside Canada (Accel, Cirrus networks)$3.00 each
Interac® e-Transfer – Receive money from an account at a participating Canadian financial institutionFree
Monthly eStatement  – Includes cheques image(s), front onlyFree
Monthly statement – Printed and mailedFree


Click here for more information about all other account services and related fees.

Terms and Conditions

1 Interest calculated daily and paid monthly.

2 Interest rate subject to change without notice.

3 Deposit Anywhere is a registered trade-mark owned by Central 1 Credit Union and is used under license.

4 Cheques deposited with Deposit Anywhere are subject to a five-day hold. Only Canadian dollar items can be deposited, andonly into accounts located in Canada.

5 Where self-serve deposits include those completed at an IC Savings ATM, online and by mobile and without assistance ofbranch staff. Deposits should not be made at ATMS on THE EXCHANGE® or ACCULINK® networks as these deposits will bereturned.

6 Surcharge fees are not incurred using a Member Card® debit card at ATMs on THE EXCHANGE® or ACCULINK® networksacross Canada. Member Card® is a registered certification mark owned by Credit Union Central of Canada, and is used underlicense. THE EXCHANGE® is a registered trademark licensed for use in Canada by Ficanex Service Limited Partnership.

7 Subject to ATM limits.