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Colourful shops and restaurants line the city street.

Flexible financing to help you get ahead

Whether you are looking to purchase new equipment, or need to manage the day-to-day, or even the unexpected, expenses of your business, we’ll help you get access to the capital your business needs to grow. 


Two options. Unlimited possibilities.


Business Loan


Get the funds you need now, with flexible payment terms that are structured to suit your cash flow. 

Key Features
  • Fixed or variable interest rates.

  • Secured and unsecured loans available.

  • Repay funds at any time, without penalty, and save on interest costs.

  • Choose the frequency and term of repayment.

Business Line of Credit


A revolving reserve of funds that can be used to stabilize or supplement the day-to-day cash flow needs of your business.

Key Features
  • Once approved for a line of credit, access funds at any time, as needed, through online banking, our mobile app or ATMs. 

  • Pay interest only on the funds that you borrow.

  • No fixed repayment period.


Benefits of your membership


Products and advice
that are right for you.


Online, by mobile
​or at ATMs


Learn more about
deposit protection.


We put our profits back in the community. That's banking with a higher purpose.



Speak with one of our experienced commercial lending specialists today.



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Small business owner in his shop.

Putting the plus into your savings

The perfect complement to your operating account, Business Savings+ offers a very competitive 0.35% p.a. on your business savings.

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​Save more with 5.9% on balance transfers

For a limited time, take advantage of our 5.9% annual interest rate on balance transfers ontoyour IC Savings Visa card. Plus, zero transfer fees.