Two options. Unlimited possibilities.

Business Loan

Get the funds you need now, with flexible payment terms that are structured to suit your cash flow. 
Key Features
  • Fixed or variable interest rates.

  • Secured and unsecured loans available.

  • Repay funds at any time, without penalty, and save on interest costs.

  • Choose the frequency and term of repayment.

Business Line of Credit

A revolving reserve of funds that can be used to stabilize or supplement the day-to-day cash flow needs of your business.
Key Features
  • Once approved for a line of credit, access funds at any time, as needed, through online banking, our mobile app or ATMs. 

  • Pay interest only on the funds that you borrow.

  • No fixed repayment period.

Benefits of your membership

You first

Products and advice
that are right for you.

24/7 banking

Online, by mobile
​or at ATMs

Deposit insurance

Eligible Canadian dollar
​deposits are protected.

Doing good

We put our profits back in the community. That's banking with a higher purpose.


Speak with one of our experienced commercial lending specialists today.

The high-interest Business Savings plus account helps business members of IC Savings maximize their earnings..

Putting the plus into your savings

The perfect complement to your operating account, Business Savings+ offers a very competitive 0.35% p.a. on your business savings.

​Save more with 5.9% on balance transfers

For a limited time, take advantage of our 5.9% annual interest rate on balance transfers ontoyour IC Savings Visa card. Plus, zero transfer fees.