Rates

The most current rates for our various accounts and financial products are listed below. While all rates are per annum (p.a.), please refer to the specific product page to understand how we calculate the applicable interest.

And then, whether for an investment, to purchase a vehicle, or to renovate your home, you can also secure a personal loan with us. Please contact any one of our branches for more details.

* Indicates that this also includes registered products.

Prime Rate (Rates effective 2018-10-24) Rates
Prime Lending Rate 3.95%
Personal Bank Accounts (Rates effective 2019-01-22) Rates
Investment Savings * 1.25%
Perfetto., All-in-One Account 1.75%
Fat Cat, Youth Savings Account 1.25%
Headstart, Youth Chequing Account 0.50%
GICs, RRSPs, TFSAs - Available for a limited time on new deposits only. (Rates effective 2019-01-22) Rates
16-Month 3.25%
3-Year 3.45%
5-Year 3.45%
GICs * (Rates effective 2019-01-22) Rates
1 Year 2.55%
18 month 2.25%
2 Year 2.25%
3 Year 3.45%
4 Year 2.50%
5 Year 3.45%
Term Deposits: Non-redeemable (Rates effective 2019-01-22) Rates
30 days 0.60%
60 days 0.70%
90 days 0.75%
180 days 0.80%
270 days 1.25%
Lines of Credit (Rates effective 2019-01-22) Rates
Home Equity 4.95%
Mortgages - Closed (Rates effective 2019-01-22) Rates
6-Month Closed 4.25%
1-Year Closed 3.85%
2-Year Closed 3.89%
3-Year Closed 3.94%
4-Year Closed 4.15%
5-Year Closed 4.10%
Mortgages - Variable, Open, Convertible (Rates effective 2019-01-22) Rates
Variable 3.95%
6-Month Open 6.75%
1-Year Open 6.75%
 

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