Account Services and Related Fees1
Account Closure | |
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Transfer out | $25 |
Closure, if less than 3 months | $25 |
Bill Payment | |
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Online | Free |
In branch | $1 per bill |
Certified Cheques | |
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For Member | $7 |
For Non-Member | $15 |
Chargeback items | $10 |
Cheque Image Retrieval | |
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Within 90 days | Free |
After 90 days | $5 per item |
Collection Items | |
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Third-party collection of cheque (Domestic) | $25 |
Third-party collection of cheque (International) | $50 2 |
Garnishment | $50 |
Confirmation Letter | $25 |
Dishonoured Debit (NSF cheque or eft) | |
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In Canadian funds | $40 |
In US funds | $40 US |
Dormant (Inactive) Account | |
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If re-activated within 60 days of notice | No charge |
At 2 years of inactivity 3 | $25 |
Drafts | |
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In Canadian dollars | $7 |
In euros | € 15 |
In euros - Request for refund | € 15 |
In US dollars | $10 US |
ELECTRONIC MONEY TRANSFERS (EFTs) | |
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Interac e-Transfer® - Receive funds (Credit) | Free |
Interac e-Transfer® - Send through Perfetto.® account (Debit) | Free |
Interac e-Transfer® - Send through a legacy account (Debit) | $1.50 each |
Member Direct® Me-to-Me - Send or receive | Free |
MONTHLY STATEMENT FEE | |
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Printed and mailed or a soft copy | Free |
RECORDS SEARCH | |
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Under 90 days | Free |
More than 90 days | $25/hour + storage company fee |
STOP PAYMENT ORDER | |
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Full details provided | $10 |
Partial details provided | $20 |
For euro and US drafts, full details provided | $25 |
TRANSFER OUTS | |
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RRIF accounts | $50 per deposit |
RRSP accounts | $50 per deposit |
TFSA accounts | $50 per deposit |
WIRES | |
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Incoming in Canadian dollars | $15 |
Incoming in euros | € 20 |
Incoming in euros, when more than €50,000 | 0.15% 4 |
Incoming in US dollars | $15 US |
Outgoing in Canadian dollars | $30 |
Outgoing in euros | € 30 |
Outgoing in US dollars | $30 US |
Investigation fee for non-credit union error | $30 |
UNAUTHORIZED OVERDRAFT | |
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Unauthorized overdraft | $5 per item + 21% interest |
ATM / Debit Terminal Transactions
transactions at our ATM | |
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Deposit | Free |
Withdrawal | Free |
Transfer | Free |
Transactions5 on ACCULINK® or EXCHANGE®6 networks | |
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Deposit | Free |
Withdrawal | Free |
Interac® withdrawals at ATMs outside of these two networks 7 | $1.50 |
Cirrus® withdrawal at any international ATM | $3.00 |
Direct (Point-of-sale) payment - Applies to legacy accounts | $0.60 |