Skip to main content

​​Interac e-Transfer®

Send, receive or request money in a snap with Interac e-Transfer, the simple and secure way to move money in real time by email or text message from anywhere to anyone for almost anything.

  • Send money to children at college or university.
  • Transfer your share of rent to your roommate.
  • Pay employees, suppliers or other business expenses (on single and dual-signature business accounts).
  • Bill clients and customers using the Request Money feature (on single and dual-signature business accounts).

All you need is an email address and/or mobile phone number and an account at a Canadian financial institution. Learn more. 

When you initiate an Interac e-Transfer, the recipient is notified by email and/or text within 30 minutes and can accept the transfer instantly.

Safe and secure
When you initiate an Interac e-Transfer, the recipient is notified by email and/or text within 30 minutes and can accept the transfer instantly. Be secure in the knowledge that it’s not your money that travels by email or text message, just the notifications and deposit instructions. The receiving and sending financial institutions transfer the funds between each other using established and secure banking procedures.

Fees
You never pay to receive funds through Interac e-Transfer and you won't pay to send funds if you have Perfetto.. You'll enjoy free and unlimited real-time fund transfers with our signature all-in-one account. Otherwise, it costs $1.50 per request to send.

Interac e-Transfer Autodeposit
Money sent by Interac e-Transfer can be automatically deposited into your bank account without you having to answer a security question. So, no need to share financial information.. Learn more about how to register and set up Autodeposit. 

Interac e-Transfer Request Money
Get paid easily with the Request Money feature. When you send a request for money, the recipient is notified instantly and can accept the request. Learn more about this feature and how to send follow-up reminders. 

Get started
Already have an account? Log onto online banking to send an Interac e-Transfer.

Not a member?
Open a membership and an account online (Personal, Business) or call your preferred branch.


Member Card® is a registered certification mark owned by Credit Union Central of Canada, used under license.

THE EXCHANGE® is a registered trademark licensed for use in Canada by Ficanex Service Limited Partnership.

® Trademark of Interac Inc. Used under license.

See our Privacy and Security section for more information on how we keep your financial information safe.