Whether you're just starting out, or simply looking to enjoy the benefits earned from a lifetime of hard work, Perfetto. really is the only account you’ll ever need.

Our signature account offers you the convenience of a chequing account combined with the premium rate of a savings account and a flexible line of credit. Now that's perfect banking.

Account features

• Account type: Combined chequing and savings.
• Daily interest savings rate: 1.75% p.a. (per annum).
• Interest calculated daily and paid monthly at the rate per annum (p.a.).
• No minimum daily closing balance required.
• Unlimited transactions — online, ATM deposits, transfers and withdrawals — are covered by a monthly flat fee of $9.95, or $6.95 if you are 55 years of age and older.
• Line of credit subject to the standard qualification process.1
• For personal accounts only up to a maximum of $500,000 CDN. Balances greater than $500,000 earn 0.50%.

Click here to view a summary of our account services and related fees.

Common features, all the time

  • Deposits are 100% protected and guaranteed by the Deposit Insurance Corporation of Ontario (DICO).2
  • Use our mobile banking app on your smartphone to deposit a cheque directly to your account using the secure Deposit Anywhere™ service. Learn more about it here.
  • Bank ding-free®. Use your Member Card® debit card at any credit union ATMs on THE EXCHANGE® or ACCULINK® networks across the country.3
  • 24/7 online, mobile and ATM access, or in-branch personal service, Monday to Saturday, where the espresso is always on us!

1 Interest is calculated daily on the amount drawn.

2 Unregistered eligible deposits up to $250,000 are fully protected by DICO, and eligible registered deposits such as an RDSP, RESP, RRSP, RRIF and TFSA are fully insured. For more information, visit or call 1-800-268-6653.

3 Otherwise, $1.50/transaction when using all other ATMs outside these networks, or $3/transaction when using ATMs outside of Canada.

Member Card® is a registered certification mark owned by Credit Union Central of Canada, and is used under license.

THE EXCHANGE® is a registered trademark licensed for use in Canada by Ficanex Service Limited Partnership.


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