Privacy code

IC Savings and your privacy

At IC Savings we respect your right to privacy.  We understand that, as a visitor to, you prefer to control your own personal information. For this reason, we may ask you to register or to provide personal information and preferences when you visit certain areas of the website, download free software, or request information.

We will guard the personal information you share with us to ensure the content, services, and advertising that we provide on are always tailored to your current, designated preferences.

When you provide IC Savings with your name (or alias), e-mail address, mailing address, or telephone number, and you "opt in," IC Savings and IC Savings’ representatives may use the provided information to alert you to product upgrades, special offers, updated information, financial education classes, new services, and other IC Savings information. ("Representatives" include value-added resellers and authorized training partners.) IC Savings does not offer, or allow the selling of, any user-provided information to third parties.

IC Savings respects the rights users give us when opting to receive e-mail communications and enforces internal policies to preserve those rights. It is our objective to earn and retain the long-term ability to communicate with our users.

If you do not want IC Savings or IC Savings’ representatives to contact you, you may "opt out" of this preference at any time, whether you're online or contacting IC Savings directly. As part of your preference flexibility, you'll always have the option to opt back in and have IC Savings contact you based on your previous or new preferences.

If you choose not to register or provide personal information, you can still visit most IC Savings websites; however, you will not have access to areas that require personal identification.


IC Savings membership and the use of log files cookies

IC Savings offers free membership to all visitors. In order to establish membership, visitors are requested to provide both personal information and preferences. This information is stored and protected by your user-established Member ID and Password.

There is an additional "Remember me" option. By selecting it, you allow IC Savings to save your Member ID so you don't have to re-enter it each time you return to any IC Savings website. IC Savings remembers you by placing a log file (cookie) that contains only enough information to identify you upon return visits. A "cookie" is a small line of text that is stored with your web browser for record-keeping purposes and helps IC Savings provide better service to you. Your browser has options to accept, reject, or provide you with notice when a cookie is sent.

No information, other than that found in the Membership cookie, will be accessed by any IC Savings system. Access to your membership information always requires both your Member ID and Password.

IC Savings also utilizes visitor log files with our website. Once a user enters one of our sites, a cookie follows them through their click-stream path. Examples of information being collected by these cookies include the number of times a user came to our site(s), and the access paths they took to get there.

IC Savings uses the data collected from website visitor cookies in aggregate form only and does not collect any personally identifiable information. Use of this information helps us better understand what users are seeking and learning at our website(s) and helps us identify potential navigation issues.


How IC Savings will protect your personal information

IC Savings will always protect the personal information that you share with us. IC Savings stores information internally in a controlled, secure environment. If, for example, you make a purchase online, we route all transactions through SSL (Secure Socket Layers) and will process your credit card number only to secure your current payment. The SSL transaction does not retain your credit card number subsequent to the transaction at hand and will not use the number for marketing purposes.

We occasionally hire other companies to provide limited services on our behalf, including packaging, mailing and delivering purchases, answering customer questions about products or services, sending postal mail and processing event registration. We will only provide those companies the information they need to deliver the service, and they are prohibited from using that information for any other purpose.

If IC Savings requests general demographic information from you, this information is limited to aggregate reporting purposes only; individual members remain anonymous. Phone numbers, e-mail addresses, and postal addresses are never shared with outside entities for demographic reports.

IC Savings may occasionally present a special contest or promotion that is sponsored by another company. To qualify for entry, we may ask you to provide personal information. If we plan to share that information with the sponsor(s), we will provide an up-front statement to that effect.

Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law but only when we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on us related to our website.

For more information on IC Savings and its Privacy Policy, please contact our privacy department by e-mail at



IC Savings’ websites may contain links to other sites. IC Savings assumes no responsibility for the content or the privacy policies and practices of such websites. IC Savings encourages you to read the privacy statements of these linked sites before providing any personal information; their privacy practices may differ from ours.


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